Have you been in an accident with a commercial vehicle? There are the obvious commercial vehicles. 18-wheelers and box trucks are what most people think about. But what about Uber, DoorDash and Amazon drivers. On demand delivery drivers are covered by commercial insurance. According to the CDC, at work accidents cost over $25 billion dollars.
Commercial insurance policies have higher limits. Who is the responsible party? With on demand delivery services, “when” are they responsible. Commercial accidents can get complex. Larger insurance limits comes with more aggressive insurance adjusters. Fatalities in commercial vehicle accidents have awarded millions of dollars. An experienced personal injury lawyer can be critical. They will know commercial driving laws and regulations. In this case, what you do not know could hurt you.
18-wheeler and commercial truck accidents
These accidents are about as straight-forward as they get. These drivers are highly regulated. There are rules they must follow regarding training, rest times and other issues. An experienced attorney will find out if they did not follow these rules. Additionally, the vehicles they drive should be safe and maintained. Accidents involving equipment failure can result in higher settlements. Our best advice is to at least talk to a personal injury lawyer if you have been in an accident with a commercial vehicle.
Uber and Lyft Accidents
Accidents involving ride-sharing companies takes on a level of complexity. All ride-sharing services requires their drivers to maintain personal insurance. The company insurance only kicks in as secondary insurance. This only happens under certain circumstances. The driver must be “available” for a ride or actually providing a ride. If they are in an accident during these times, both services have a $1 million insurance policy to help cover damages. There are many more legal hurdles to overcome. If you have been injured in a ride-sharing accident, contact an attorney. Whether you were hit or a passenger, you may be able to get further compensation from the company.
DoorDash and GrubHub Accidents
Like ride-sharing services, on-demand delivery drivers like these are covered by commercial insurance policies. Similarly, their insurance policies only activate when the driver is “working.” Their phone app must be “on” looking for delivery opportunities. They could also be actively delivering the product. If they are in a bad accident during these times, the commercial policy may cover additional damages. A personal injury lawyer will be able to tell you more. If you have been injured in an accident with an on-demand driver, talk to an attorney. An experienced personal injury lawyer will know who and how to go after the highest settlement for your case.
What do I do after an accident with a commercial vehicle?
Personal injury lawyers work on a contingency basis. That means you do not give them any money up-front. They assume all legal cost while they represent you. Personal injury attorneys get paid when you get paid. The amount will be plainly explained to you when you hire them. Also, talking to an attorney about your case is confidential and free of charge. There is no obligation to hire them. It is a win-win situation, literally. So if you have been injured in an accident with the following:
- 18-wheelers
- Box trucks and Delivery Vans
- Uber or Lyft Driver
- DoorDash, UberEats or GrubHub Driver
- Amazon Delivery Vans
Talk to Attorney Paul Moody. The consultation is free and confidential. If you agree with Paul about pursuing a claim, hire him. Paul will take it from there. He will deal with the insurance companies. He will investigate your case and build your claim. Paul will make sure that all aspects of your injury and quality of life is taken into account. Statistics prove that people who are represented by an attorney get 40% more in settlement claims than those that take it on alone.